Why Working Capital Loan?
Secured working capital loans of ₹1 Cr to ₹10 Cr to fund inventory, receivables, payroll and growth — disbursed in as fast as 7 days.
- Structured drawdown
- Flexible repayment
- Top-ups against track record
- Relationship-led servicing
Start your application
Takes ~5 minutes. A relationship manager will respond within 1 business day.
Key terms at a glance
Built for growth businesses
Structured drawdown
Draw what you need, when you need it — keep interest cost lean.
Flexible repayment
EMI, bullet or seasonal cash-flow matched repayment schedules.
Top-ups against track record
Sanctioned limit grows with disciplined repayment behaviour.
Relationship-led servicing
A dedicated RM and credit analyst on every file.
What we'll need from you
- Last 3 years audited financials and provisional FY
- Last 12 months banking statements (all operating accounts)
- Last 3 years ITRs of entity, partners and directors
- GST returns for the trailing 12 months
- KYC of entity, promoters, directors and partners
- Constitution documents (MOA/AOA / Partnership deed / Trust deed)
- Collateral documents — title deed, valuation report, chain of ownership
- Existing loan sanction letters and repayment track record
Don't have everything ready? Start the application — your RM will guide collection.
From application to drawdown in 7 days
- 01Apply online
Share business basics and KYC in under 5 minutes.
- 02Credit review
Our team evaluates business, collateral and structure within 48 hours.
- 03Sanction & e-sign
Receive a digital sanction letter and complete documentation online.
- 04Disbursement
Funds in your account in as fast as 7 days from sanction.
- 05Servicing
Track EMIs, statements and renewals from a single workspace.
Plan your monthly outflow
Indicative only. Actual rate, processing fee and structure are confirmed in the sanction letter.