Documents Required
Have these ready, and we'll move fast.
A complete file gets sanctioned in 7 working days. Anything missing? Start the application — your RM will guide you.
Set 1
KYC documents
- PAN card of entity, directors and partners
- Aadhaar / Voter ID / Passport of all promoters
- Address proof of business premises
- Photographs of all signatories
Set 2
Constitution documents
- Certificate of Incorporation / Partnership Deed / Trust Deed
- Memorandum and Articles of Association (for companies)
- Board resolution authorising borrowing and signatories
- Shareholding pattern (current)
Set 3
Financial documents
- Audited financials for the last 3 years
- Provisional financials for the current FY
- ITR of entity and promoters for the last 3 years
- GST returns for the trailing 12 months
- Last 12 months banking statements for all operating accounts
Set 4
Collateral documents
- Title deed and chain of ownership documents
- Encumbrance certificate (latest)
- Approved building plan and occupation certificate (if applicable)
- Property tax receipts (last paid)
- Valuation report from a panel valuer (we arrange this)
Set 5
Existing facilities
- Sanction letters for all running loans
- Latest statement of account for each loan
- Repayment track record / EMI bounce report