EMI Calculator
Know exactly what your monthly EMI will look like.
Move the sliders to model amount, interest rate and tenor. Indicative numbers — final structure is confirmed in the sanction letter.
₹3,00,00,000
₹1,00,00,000₹10,00,00,000
14.50%
10.00%22.00%
36 months
6 months84 months
Monthly EMI₹10,32,629
Total interest₹71,74,656
Total payable₹3,71,74,656
Indicative only. Actual rate, processing fee and structure are confirmed in the sanction letter.
Lower the rate
Strong financials, clean collateral and a long banking track record pull the rate down.
Pick the right tenor
Longer tenor = lower EMI but more interest. Short tenor saves interest but pressures monthly cash flow.
Structure for cash flow
Seasonal businesses can opt for stepped EMIs, moratorium or bullet repayments.