Why Equipment & Machinery Loan?
Term loans of ₹1 Cr to ₹10 Cr to finance new machinery, expansions, retrofits and critical repairs. Secured against the asset and supporting collateral.
- Up to 80% of invoice
- Pre-shipment & post-shipment
- Moratorium on installation
- Insurance bundling
Start your application
Takes ~5 minutes. A relationship manager will respond within 1 business day.
Key terms at a glance
Built for growth businesses
Up to 80% of invoice
Finance the bulk of new machinery cost with minimal upfront margin.
Pre-shipment & post-shipment
Structured drawdowns aligned to vendor milestones.
Moratorium on installation
Up to 6-month principal holiday while the equipment is commissioned.
Insurance bundling
Asset insurance arranged at sanction so coverage is never a bottleneck.
What we'll need from you
- Performa invoice / quotation from OEM
- Vendor KYC and order confirmation
- Last 3 years audited financials and provisional FY
- Last 12 months banking statements (all operating accounts)
- Last 3 years ITRs of entity, partners and directors
- GST returns for the trailing 12 months
- KYC of entity, promoters, directors and partners
- Constitution documents (MOA/AOA / Partnership deed / Trust deed)
- Collateral documents — title deed, valuation report, chain of ownership
- Existing loan sanction letters and repayment track record
Don't have everything ready? Start the application — your RM will guide collection.
From application to drawdown in 7 days
- 01Apply online
Share business basics and KYC in under 5 minutes.
- 02Credit review
Our team evaluates business, collateral and structure within 48 hours.
- 03Sanction & e-sign
Receive a digital sanction letter and complete documentation online.
- 04Disbursement
Funds in your account in as fast as 7 days from sanction.
- 05Servicing
Track EMIs, statements and renewals from a single workspace.
Plan your monthly outflow
Indicative only. Actual rate, processing fee and structure are confirmed in the sanction letter.